https://meredithwhitneyllc.com/2009/05/12/the-real-pain-is-now-for-the-us-consumer/ 2024-09-09T15:33:09+00:00 https://meredithwhitneyllc.com/2001/12/02/enron-will-have-broad-deep-implications-allnegative/ 2024-09-09T15:29:57+00:00 https://meredithwhitneyllc.com/2010/09/28/the-tragedy-of-the-commons-executive-summary/ 2024-09-09T15:25:25+00:00 https://meredithwhitneyllc.com/2008/01/28/the-big-what-if-40-70-billion-in-estimated-damage-caused-by-monoline-downgrades/ 2024-09-09T15:20:32+00:00 https://meredithwhitneyllc.com/2007/10/31/is-citis-dividend-safe/ 2024-09-09T15:14:38+00:00 https://meredithwhitneyllc.com/2024/09/04/dollar-tree-the-dollar-store-customers-and-more-bad-news-to-come-september-12th/ 2024-09-04T15:28:19+00:00 https://meredithwhitneyllc.com/2024/09/02/is-an-infantalised-culture-driving-us-consumer-spending/ 2024-09-02T18:52:16+00:00 https://meredithwhitneyllc.com/2024/08/31/why-it-will-soon-become-clear-dollar-generals-lowered-guidance-will-still-disappoint/ 2024-08-31T18:27:42+00:00 https://meredithwhitneyllc.com/2024/08/22/roaring-rocket-the-25000-first-time-homebuyer-credit-proposal-and-affordability/ 2024-08-22T20:58:09+00:00 https://meredithwhitneyllc.com/2024/08/15/dont-confuse-walmarts-superior-execution-and-the-generalhealth-of-the-us-consumer/ 2024-08-15T20:26:24+00:00 https://meredithwhitneyllc.com/2024/08/04/is-the-market-too-short-sighted-on-draftkings/ 2024-08-05T01:32:23+00:00 https://meredithwhitneyllc.com/2024/08/04/rates-and-housing-whats-the-magic-number-part-ii/ 2024-08-04T20:10:44+00:00 https://meredithwhitneyllc.com/2024/08/02/the-great-economic-disconnect/ 2024-08-02T13:51:03+00:00 https://meredithwhitneyllc.com/2024/07/26/rates-and-housing-whats-the-magic-number/ 2024-07-26T13:13:22+00:00 https://meredithwhitneyllc.com/2024/07/17/we-think-we-might-be-onto-something-here/ 2024-07-17T20:42:35+00:00 https://meredithwhitneyllc.com/2024/07/16/have-banks-recovered-from-their-housing-ptsd/ 2024-07-16T21:01:07+00:00 https://meredithwhitneyllc.com/2024/07/15/june-consumer-spending-grew-5-year-over-year-as-an-uninspired-consumer-focused-more-on-essentials-and-less-on-extras/ 2024-07-15T19:34:18+00:00 https://meredithwhitneyllc.com/2024/07/12/second-quarter-bank-earnings-disappoint-elevated-expectations/ 2024-07-12T16:44:17+00:00 https://meredithwhitneyllc.com/2024/06/30/mwag-second-quarter-audit/ 2024-06-30T22:32:15+00:00 https://meredithwhitneyllc.com/2024/06/23/fhfa-loses-courage-on-freddie-mac-proposal-to-buy-second-mortgages-and-approves-de-mimimis-pilot-program-what-to-expect-next/ 2024-06-23T20:18:58+00:00 https://meredithwhitneyllc.com/2024/06/14/another-case-of-moral-hazard/ 2024-06-14T17:28:38+00:00 https://meredithwhitneyllc.com/2024/06/13/in-light-of-the-wells-fargo-headline-wells-fires-over-a-dozen-for-simulation-ofkeyboard-activity-we-are-re-publishing-this-report/ 2024-06-13T19:46:50+00:00 https://meredithwhitneyllc.com/2024/06/12/may-consumer-spending-reaccelerates-powered-generally-by-larger-ticket-sizes-plus-higher-discretionary-spending-by-the-avocado-toasters/ 2024-06-12T19:57:22+00:00 https://meredithwhitneyllc.com/2024/06/06/its-the-final-countdown/ 2024-06-06T21:27:35+00:00 https://meredithwhitneyllc.com/2024/06/02/the-ever-expanding-creep-of-cumulative-inflation/ 2024-06-02T20:36:40+00:00 https://meredithwhitneyllc.com/2024/05/28/cake-or-death-would-you-rather-be-heavily-taxed-or-heavily-regulated/ 2024-05-28T20:54:38+00:00 https://meredithwhitneyllc.com/2024/05/22/price-it-like-you-mean-it-the-critical-factor-to-freddie-macs-success/ 2024-05-22T20:52:13+00:00 https://meredithwhitneyllc.com/2024/05/15/april-consumer-spending-a-look-into-the-growing-divide-amongst-spenders-and-what-could-change-it/ 2024-05-15T18:28:33+00:00 https://meredithwhitneyllc.com/2024/05/14/the-ever-expanding-reach-of-gaming-and-igaming/ 2024-05-14T19:45:26+00:00 https://meredithwhitneyllc.com/2024/05/10/an-announcement-on-the-fhfa-freddie-mac-proposal-could-come-soon/ 2024-05-10T19:44:14+00:00 https://meredithwhitneyllc.com/2024/05/03/a-week-in-review/ 2024-05-03T20:45:53+00:00 https://meredithwhitneyllc.com/2024/04/30/avocado-toast-express-american-express-was-early-to-target-a-multi-generational-change-in-consumer-spending/ 2024-04-30T18:29:08+00:00 https://meredithwhitneyllc.com/2024/04/25/the-new-capital-markets-gold-rush-tapping-into-baby-boomers-13-trillion-home-equity/ 2024-04-25T20:20:47+00:00 https://meredithwhitneyllc.com/2024/04/24/this-could-be-a-game-changer-for-homeowners-housing-and-the-mortgage-industry/ 2024-04-24T20:18:02+00:00 https://meredithwhitneyllc.com/2024/04/19/baby-boomers-asset-rich-but-cash-poor-are-showing-increasing-signs-of-strain/ 2024-04-19T17:29:59+00:00 https://meredithwhitneyllc.com/2024/04/16/march-madness-sports-betting-roars-on-and-more-broadly-us-consumers-are-still-spending/ 2024-04-16T17:08:38+00:00 https://meredithwhitneyllc.com/2024/04/12/ham-on-rye-first-quarter-bank-earnings/ 2024-04-12T21:18:19+00:00 https://meredithwhitneyllc.com/2024/04/08/what-housing-shortage/ 2024-04-08T19:01:12+00:00 https://meredithwhitneyllc.com/2024/03/30/mwag-first-quarter-audit/ 2024-03-30T18:55:41+00:00 https://meredithwhitneyllc.com/2024/03/28/what-larry-fink-left-out-of-his-annual-letter/ 2024-03-28T15:39:36+00:00 https://meredithwhitneyllc.com/2024/03/26/charles-barkley-pat-mcafee-and-the-multi-billion-dollar-fight-for-the-us-online-sports-betting-and-gaming-market/ 2024-03-26T13:40:32+00:00 https://meredithwhitneyllc.com/2024/03/22/the-crisis-of-the-young-american-male-and-the-long-term-impact-on-housing-demand/ 2024-03-22T19:53:39+00:00 https://meredithwhitneyllc.com/2024/03/14/why-over-54-of-american-households-are-missing-out-on-the-party/ 2024-03-14T16:10:58+00:00 https://meredithwhitneyllc.com/2024/03/13/february-spending-rebounds-and-year-long-trends-begin-to-reverse/ 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https://meredithwhitneyllc.com/2023/06/11/what-happened-this-week-2/ 2024-01-14T20:40:55+00:00 https://meredithwhitneyllc.com/2023/06/20/nothing-to-see-here/ 2024-01-14T20:40:32+00:00 https://meredithwhitneyllc.com/2023/06/20/consumer-spending-slowing-into-the-summer-while-travel-spend-remains-robust/ 2024-01-14T20:40:23+00:00 https://meredithwhitneyllc.com/2023/07/05/us-supreme-court-brings-down-the-gavel-on-student-debt-forgiveness/ 2024-01-14T20:39:20+00:00 https://meredithwhitneyllc.com/2023/06/27/us-supreme-courts-impending-decision-on-student-debt-forgiveness/ 2024-01-14T20:38:54+00:00 https://meredithwhitneyllc.com/2023/07/09/rates-headed-higher-its-just-math/ 2024-01-14T20:37:21+00:00 https://meredithwhitneyllc.com/2023/07/16/what-happened-this-week-3/ 2024-01-14T20:37:08+00:00 https://meredithwhitneyllc.com/2023/08/01/how-can-this-be-happening-in-plain-sight-banking-regulators-are-focusing-on-the-wrong-things/ 2024-01-14T20:36:15+00:00 https://meredithwhitneyllc.com/2023/08/15/consumer-spending-reaccelerates-in-july/ 2024-01-14T20:35:38+00:00 https://meredithwhitneyllc.com/2023/08/20/mwag-weekly/ 2024-01-14T20:35:20+00:00 https://meredithwhitneyllc.com/2023/09/05/after-an-ugly-week-for-retail-earnings-is-the-us-consumer-okay/ 2024-01-14T20:34:25+00:00 https://meredithwhitneyllc.com/2023/09/14/basel-iii-endgame/ 2024-01-14T20:33:23+00:00 https://meredithwhitneyllc.com/2023/09/19/our-takeaways-from-todays-house-financial-services-committee-hearing/ 2024-01-14T20:33:05+00:00 https://meredithwhitneyllc.com/2023/10/16/early-look-at-tuesdays-retail-sales-numbers/ 2024-01-14T20:30:07+00:00 https://meredithwhitneyllc.com/2023/10/29/sofi-so-low-stock-down-40-since-august-to-report-tomorrow/ 2024-01-14T20:29:56+00:00 https://meredithwhitneyllc.com/2023/10/30/sofis-parallel-universe/ 2024-01-14T20:29:45+00:00 https://meredithwhitneyllc.com/2023/11/05/the-us-consumer-will-continue-to-drive-the-economy-into-2024/ 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